Get Your Final Expense Insurance Options Today

Final Expense Insurance

Final Expense Insurance, also referred to as Burial Insurance, is a whole life insurance policy that is designed to pay off the expenses families face upon the death of a loved one. This type of insurance ensures your loved ones aren’t saddled with debts that can be financially troubling after you pass. Final expenses include bills associated with medical expenses, funeral or memorial services, and the price of burial or cremation. The average funeral and burial in the United States today costs approximately $9,000, and that cost does not include end-of-life medical expenses. Protect your family from facing these expenses alone with an affordable Final Expense insurance policy.

As you go through life, your insurance needs change.

Symmetry Financial Group provides plans to keep you protected.

Why Do I Need

Universal Life Insurance?

The reasons for buying universal life insurance are almost as varied as the number of policies available for purchase.

For most people, providing a steady source of funding for your grieving loved ones after death is an important consideration. When you die, will your loved ones be able to afford to pay your final expenses and debts and to be able to maintain their current standard of living? If the answer is “no”, it’s time to explore various life insurance options to determine what makes the most sense for your situation.

Why Do I Need

Universal Life Insurance?

Just like other forms of insurance, you’ll need to apply for coverage and pay an initial premium. Once your policy is in-force, you’ll need to make periodic premium payments to keep your life insurance benefits.

Once of the best features of universal life insurance is the flexibility with your premium. You can pay higher premiums to add to your policy’s cash value when you’re able. Or, if you need to reduce the premium for a period of time, you can make adjustments to the policy to accommodate that.

Choose Symmetry For Final Expense Insurance

At Symmetry Financial Group, we understand that everyone has different needs for insurance coverage, including final expense coverage. That’s why we don’t offer “cookie cutter” solutions. We will work with you to learn more about your needs and goals for insurance protection. Then, we’ll find solutions that meet those needs.

We don’t push proprietary products on our clients - we are truly an independent organization, representing multiple insurance carriers. That means you can be confident that your insurance coverage is in your best interest, not ours.

Would You Like to View Your Options?

Please fill out the short form so we can provide you with the policy options to best match your coverage and financial needs.

Frequently Asked Questions

  • There are many advantages to final expense coverage. Some of the most popular advantages include he following:

    - Permanent protectio over a lifetime. Final expense coverage will stay in force, as long as you continue making premium payments as required under the policy.

    - Premiums don’t increase as you grow older. Your premiums are based on your age at hetme you take out the policy, and remain steady for the life of the policy.

    - Help protect loved ones from debts associated with the burial or funeral process. Final expense coverage offers cash after you die that can be used to pay the cost of your funeral or memorial service, as well as the costs of cremation and/or burial.

    - Tax-deferred cash value that builds ove time. In addition to offering a fixed death benefit, (the “face amount” of the policy), final expense insurance canals provide the option to accumulate cash value over time,. inside the policy.

    - Affordable premiums customized to fit their budget. Your policy, and the premiums you will pay, can be designed to fit your needs and availible budget.

  • Many clients are pleasantl surprised at how affordable purchasing final expense insurance coverage can be.

    Because we don’t offer “one-size-fits-all” solutions at Symmetry Financial Group, and because we have access to insurance products offered by dozens of insurance carriers, we can help you find a final expense policy that is assigned to meet both your needs ad your budget.

  • Final expens insurance is a life insurance product, but many carriers offer simplified underwriting for final expense policies. This means you may not hav to undergo a physical examination in order to qualify for coverage.

    The best ay to find out whether you qualify for a final expense policy is to contact Symmetry Financial Group to learn more.

  • While we know the we are all going to need final expense coverage at some point, none of us can predict when we are going to need it.

    Because the cost of life insurance products (including final expense insurance) is based on your age and healt at the time you apply for coverage, it makes sense to purchase coverage sooner rather than late. Doing so will likely result in lower premium payments, and will give you and your loved ones valuable peace of mind knowing that your death will not create a financial burden.

    When you buy final expense coverage through Symmetry Financial Group, you can protect your family from expenses associated with your death.